More than twenty Labour MPs have called for reform of England’s student loan system. Leading a parliamentary debate, Jas Athwal argued the system is unfair, with many graduates seeing balances rise despite regular repayments. Under current arrangements, Plan 2 borrowers pay interest linked to RPI inflation plus up to 3%, depending on earnings. From April 2027, the salary threshold triggering repayments will be frozen for three years, a move critics say effectively increases the burden during a cost-of-living crisis. Some MPs described the terms as retrospective and punitive, while others backed scrapping tuition fees entirely. Kemi Badenoch also urged lower interest rates, and the Conservatives have also said they would close 100,000 university places to alleviate debt and fund apprenticeships instead, arguing that some degrees were leaving graduates worse off. Keir Starmer acknowledged concerns and said the government would consider ways to make the system fairer.